Spread the Cost*

Shopping with your personal credit account is simple. On every statement, we give you the following payment options, just pick the one that suits you.

  1. Pay your balance in full by the date shown on your statement and you won’t pay any interest.
  2. Spread the cost* and pay at least the minimum payment amount shown on your statement.
  3. Pay anything in between.

Just remember... *If you choose to spread the cost by using a personal credit account, it will cost you more and take you longer to pay off than if you pay for the items in full.
Representative 29.9%APR Variable

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Credit subject to status. Terms and Conditions apply.

JD Williams & Company Limited trading as Viva La Diva and Simply Be. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register https://register.fca.org.uk. VAT Registration Number: 148 8796 03.